• minman




In our exploration of the most essential parts of a personal development plan, we have explored several ideas and information from several different authors.

As you recall from your reading, Stephen Covey gave us the start from his book, PERSONAL GREATNESS, where he gives us four areas of focus which are also the four parts of human nature. They are: Physical, Mental, Social, and Spiritual.

These four areas would be a great foundation to build on.

However, we went further in our exploration and discovered some additional truths again from Stephen Covey on forming new habits and forsaking old non-productive habits as we explored his best seller, THE 7 HABITS OF HIGHLY EFFECTIVE PEOPLE.

As you remember, the first three habits help achieve independence. The next three habits talk about interdependence. The final habit encourages continual improvement.

The next area is goal setting and some powerful thoughts from Brian Tracy from his great book, GOALS! HOW TO GET EVERYTHING YOU WANT FASTER THAN YOU EVER THOUGHT POSSIBLE.

Brian tackles the issues of fears and beliefs and advocates “acting as if” we already achieved our goals and using the power of visualization to achieve our “Superconscious.”

He gave us 7 keys to Goal Setting as well as 12 steps to achieve any goal.

A great book with some great material on goal setting.

We then moved on to consider our attitudes with quotes from Dr. Denis Waitley and Zig Ziglar as well as a great review of a book by John C. Maxwell, THE WINNING ATTITUDE – YOUR KEY TO PERSONAL SUCCESS.

As we moved on, we then discovered some great material from Shad Helmstetter, Ph.D. from his great book, WHAT TO SAY WHEN YOU TALK TO YOURSELF.

We learned about the five levels of self-talk and how it is so powerful in our mental programming.

In addition to this powerful information from these impressive authors, I would like to add some thoughts of my own as well as some additional quotes by other people.


Have a regular exercise program! It helps to get your mind and body “in shape.” I have become addicted to getting up very early and going to the gym where I go through a routine of 30 minutes of the bike, some physical therapy exercises on the mat, crunches on the ball, some hand weights, and finally walking several laps around the track. I have made many new friends and also repeat several affirmations for success as I ride the bike!

Take time to read, it enlightens and broadens your mind! I love to read and like to explore several areas of interest!

Take time to think, ponder, mediate and plan! Formulate positive thoughts in your mind as to what you want to accomplish and ways to get them done!

Take time to listen to good music to prove an uplifting influence to your soul! My favorite music is “light classical”, where I don’t have to concentrate on words. When I want to listen to music with words I like classic country for the stories that are told. I also like good old fashioned bluegrass and folk music.


Ronald Reagan said: “Live simply, love generously, care deeply, speak kindly, and leave the rest up to God.”

Another great quote: “The best things in life are the people you love, the places you’ve seen, and the memories you’ve made along the way.”

Speaking of memories, may I share a couple with you?

Our oldest grandson is nearly 20 years old, a college student, and for many years has been a competitive swimmer.

When he was about 2 ½ or 3 years old we went to San Diego, Ca. and he was running in with the tide one afternoon when he was pushed down with an unexpected bigger wave. I was watching him squeal and giggle until the wave knocked him down and ran to pick him up. His reaction was, “Ocean pushed me down! Papa picked me up!”

Several years later we vacationed in Hawaii, on the garden island of Kaua’i. This time he was holding my hand as he ventured further out to jump larger waves. Now he has ribbons and trophies from his many swim meets during his life to show his accomplishments.

We only have five grandchildren from our two living children so we cherish the opportunities to get together to make memories as often as we can.

Another great quote: “It’s not the size of the house, It’s how much love is inside!”


It is very important to remember Money Management, a very important part of your life! (And even your personal development plan!)

Since we have highlighted books and authors in our personal development plan, let me refer you to some “MONEY” books and authors.

The first, Dave Ramsey, THE TOTAL MONEY MAKEOVER. Dave is a big proponent of the “no debt” perspective, he says you should pay for everything using only cash. His plan advocates having at least $1,000. In savings as an emergency fund. Payoff all your debts, build up a six month emergency fund, then start saving to buy things never using a loan.

So I pose some questions to you:

Are you a spender or a saver?

What are you teaching your children about money?

Do you need to change some habits?

Some more questions concerning money.

Are you in debt?

How do you plan to pay it off?

Some ideas:

“The Snowball method”

The Power Down method”

Both of these methods encourage us to start with the debt of the lowest balance, when that is paid off use that money on the next debt until they are paid off,

There is also the avalanche method where you pay as much as you can on the largest debt until that one is gone.

I personally like the first two where you start with the smallest, as you retire the smaller amounts, the feeling of accomplishment comes sooner.

Here are some impressive money quotes:

By Thomas Jefferson:

“Never spend your money before you have earned it.”

By Benjamin Franklin:

“If you would be wealthy, think of saving as well as getting.”

By Dave Ramsey:

“You must gain control over your money or the lack of it will forever control you.”

By Robert Kiyosaki:

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

And finally, from the old sage, Will Rogers:

“The quickest way to double your money is to fold it in half and put it in your back pocket.”

(Source: https:// www.success.com/19-wise-money-quotes.)

In conclusion:

In the New Testament in Mark 9:23 it says: “If thou canst believe, all things are possible to him that believeth.”

The word “believeth” is synonymous with the principle of faith which to me has always meant that we need to have faith and confidence in ourselves and go and do either what needs to be done or what you wish to accomplish.

In addition, we can also refer to the powerful encouragement from Zig Ziglar when he says we should also be willing to pay the price for success, which to me means hard work and resourcefulness.

I hope this information is helpful for you as you design your own personal development plan, or as you endeavor to make changes or direction in your life to become more successful.

Be aware that these books, e books, or audible books are available through the links to Amazon on our website: www.infoproductsunlimited.com.

As always, thank you for reading, and for your visit to our website.

Your comments are welcome!

Michael Inman

“Encouraging literacy, learning, and personal development!”

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